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Risk·77–82% of retail CFD accounts lose money. Trade only with capital you can afford to lose.
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Stockbrokers2026

Brokers by Country · FI

Stock Brokers in Finland, 2026

Tracked byUpdated

Finland sits inside ESMA retail rules with Finanssivalvonta (FIN-FSA) as the integrated supervisor for banking, insurance and capital markets, operating under the Bank of Finland. EU-passported brokers (CySEC, MFSA, BaFin) dominate the cross-border retail offering, while domestic FIN-FSA-licensed names — Nordnet Suomi, Aktia, OP Sijoitus — anchor the regulated equity-and-fund segment. SEPA and MobilePay/Pivo dominate local funding rails.

3 / 4 brokers accept Finland

stock

  1. Editorial top pick

    01Deriv

    Local licenseBVIMFSA
    Open account at Deriv →
    Avg spread
    0.70pip
    editorial estimate
    Cost / lot
    $7.00
    no commission
    Min deposit
    $5
    Max leverage
    1:1000
    EU retail (MFSA Malta): 1:30 · Labuan / Vanuatu / BVI entities: up to 1:1000

    $5 minimum + 25 years of operating history (since 1999 as Binary.com, rebranded Deriv in 2020) · Forex is secondary to synthetic indices (their proprietary product) — CFD instrument breadth is narrower than ECN-focused brokers like Tickmill

    Fits ifYou trade synthetic indices (Volatility, Crash, Boom) — Deriv invented this product category
    PlatformsMetaTrader 5, Deriv X

    Founded in 1999 · Verified Jun 1, 2026

    Full Deriv details →

  2. 02XM Group

    Local licenseASICCySECIFSC
    Open account at XM Group →
    Avg spread
    1.30pip
    midpoint of broker range
    Cost / lot
    $13.00
    no commission
    Min deposit
    $5
    Max leverage
    1:1000
    EU/AU retail: 1:30 · XM Global (offshore entity): up to 1:1000

    $5 minimum makes starting cheap · Standard account EUR/USD spread 1.0–1.6 pip (broker-published range) + $0 commission ≈ $13/lot — one of the highest costs in our list

    Fits ifYou want the lowest-friction entry in our list — $5 minimum deposit
    PlatformsMetaTrader 4, MetaTrader 5, Web Trader

    Founded in 2009 · Verified Jun 1, 2026

    Full XM Group details →

  3. 03RoboForex

    IFSC
    Open account at RoboForex →
    Avg spread
    0.20pip
    broker-published typical
    Cost / lot
    $6.00
    incl. $4 commission
    Min deposit
    $10
    Max leverage
    1:500
    IFSC Belize offshore only — ECN tier; separate Pro account reaches 1:2000

    ECN account: 0.2 typical + $4 round-turn ≈ $6/lot — among cheapest commission tiers in our list · IFSC Belize only — no tier-1 regulator, no FSCS-equivalent protection

    Fits ifYou're in a non-restricted, non-EU-focused jurisdiction and want ECN-style $6/lot pricing at a $10 entry minimum
    PlatformsMetaTrader 4, MetaTrader 5, R Stocks Trader

    Founded in 2009 · Verified Jun 1, 2026

    Full RoboForex details →

Country context

Regulator
Finanssivalvonta · FIN-FSA — operates under the Bank of Finland; supervises banking, insurance and capital markets; coordinates with ECB and ESMA on EU technical standards
Currency
EUR
Payment methods
SEPAMobilePayPivoVisa
Tax

Capital gains on financial instruments are taxed at 30% up to €30,000 and 34% above for residents (pääomatulo). Foreign brokers do not act as withholding agents; income is self-declared via the Vero (Finnish Tax Administration) annual return. The optional OSAKESÄÄSTÖTILI (equity savings account) defers tax until withdrawal.

Retail trading rules

ESMA leverage caps apply (1:30 majors, 1:20 minors and gold, lower for other CFDs). Negative balance protection is mandatory. FIN-FSA publishes a public investor warnings list; binary options for retail are prohibited. Bank of Finland and FIN-FSA coordinate with ECB on prudential supervision of significant institutions.

Frequently asked

Which brokers accept residents of Finland?+

3 of 4 brokers in our ranking accept Finland: Deriv, XM Group, RoboForex.

Who regulates brokers for Finland?+

Primary regulator: Finanssivalvonta — FIN-FSA — operates under the Bank of Finland; supervises banking, insurance and capital markets; coordinates with ECB and ESMA on EU technical standards.

What payment methods are available?+

Common methods: SEPA, MobilePay, Pivo, Visa.

What are the tax rules for trading in Finland?+

Capital gains on financial instruments are taxed at 30% up to €30,000 and 34% above for residents (pääomatulo). Foreign brokers do not act as withholding agents; income is self-declared via the Vero (Finnish Tax Administration) annual return. The optional OSAKESÄÄSTÖTILI (equity savings account) defers tax until withdrawal.

Scope of coverage

Brokers tracked
14
Regulators indexed
55
Regulator actions logged
2
Latest pricing verification
Jun 1, 2026

Pricing and licensing status refresh weekly; the ranking is reviewed quarterly.